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River Financial Corp
2611 Legends Dr
Phone: (334) 290-1012p:334 290-1012 PRATTVILLE, AL  36066-7761  United States Ticker: RVRFRVRF
Business Summary
River Financial Corporation is a bank holding company. The Company operates one subsidiary bank, River Bank & Trust. The Company is engaged in the business of banking, which consists of accepting deposits from the public and making loans and other investments. It offers a range of lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, and other organizations located in or conducting a substantial portion of their business in its market areas. Its consumer lending includes installment lending to individuals in its market areas and generally consists of loans to purchase automobiles and other consumer durable goods. It offers electronic banking services to its customers, including commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture for certain customers. The Company operates approximately 23 full-service banking offices. It also has one loan production office in Florence, Alabama.

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
12/31/202312/31/2023YesYes---

Industries
SIC Code Description
6022 State commercial banks
6211 Security brokers, dealers, and flotation companies
6712 Offices of bank holding companies

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Chief Executive Officer James M.Stubbs
President Gerald R.Smith, Jr.
Chief Financial Officer KennethGivens

Subsidiaries
Business Name Address City State/Province Country
Keystone Bancshares, Inc. 2394 East Uiversity Drive Auburn AL United States
Keystone Bank (NKA Aurburn Branch) 2394 East University Drive Auburn AL United States
PSB BANCSHARES, INC. 620 SECOND AVENUE NORTH CLANTON AL US
4 additional Subsidiary records available in full report.

Business Names
Business Name
Ballinger National Bank
Keystone Bancshares, Inc.
Keystone Bank
6 additional Business Names available in full report.

General Information
Number of Employees: 338 (As of 12/31/2023)
Outstanding Shares: 7,664,055 (As of 3/20/2024)
Shareholders: 1,263
Stock Exchange: OTC
Federal Tax Id: 461422125


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Tuesday, April 30, 2024